If you conclude with Karl via our homepage or on-site at one of our Karl partners, we will deduct the monthly premium from your credit card or bank account depending on the payment method. An annual payment is currently not possible.

We work with monthly premiums so that we can provide you with the daily right of cancellation as easily as possible and you do not first pay an annual premium, which we would then partially credit back to you if you no longer wish to be insured with us.