You've read our homepage? You've seen the reviews on Google? Karl was recommended to you by your trusted bicycle dealer and two of your friends are already with us? Too good to be true? Where's the catch? Who are these people anyway?

You have questions? Karl has the answers.

Karl, pardon?

  • Why should I insure my bicycle with Karl?

  • Who is behind Karl?

  • What happens to my insurance if you no longer exist?

  • How can I get in touch with Karl?

  • How does Karl handle your data?

    How does Karl handle your data?

    The protection of your data and responsible handling of it is important to us. At Karl, we do not use any social plug-ins. We believe that we should rely less on such services and instead listen as much as possible directly to what you want and what you expect from an insurance company.

    You can find a detailed description in our privacy agreement. Just so much: We have to use cookies so that the site works properly and all features function smoothly for you. We also collect pseudonymized information on the type of site usage and share this data with Google Analytics and Google Universal Analytics. You can object to the processing of this data and also exercise all your other rights in relation to your data that we store and process by sending us an email.

  • How do I get Karl?

The Completion

The Insurance

Your Duties

In the Event of a Claim

Karl Fahrradversicherung