The damages we have evaluated show clear differences between E-bikes and traditional bicycles. In cities, proportionally fewer E-bikes are sold because they are heavier and thus not as easy to take into the apartment. As a result, statistically, more traditional bicycles are still stolen than E-bikes. Fewer thefts mean fewer total losses for the insurance, and therefore we can offer a cheaper premium for E-bikes. When creating your insurance policy, you can choose whether you want to insure a bicycle or an E-bike.