You've read our homepage? You've seen the reviews on Google? Karl was recommended to you by your trusted bicycle dealer and two of your friends are already with us? Too good to be true? Where's the catch? Who are these people anyway?

You have questions? Karl has the answers.

Karl, pardon?

The Completion

The Insurance

Your Duties

  • Which lock should I use?

  • When, where, and how should I secure my bicycle?

  • What should I do if the premium cannot be debited?

  • What obligations do I have in the event of a claim?

    What obligations do I have in the event of a claim?

    You must truthfully inform us about the cause and amount of a damage and provide us with documents related to the damage case, if we ask you to do so.

    To help you as quickly as possible, please use the damage form after you have logged in to report the damage to us ("Log in" ). To process a theft claim for you, we need a police theft report and the report to us within 72 hours. If your bicycle or e-bike is stolen abroad, it can be difficult to get a police report. Therefore, if this is not possible or does not seem sensible, it is sufficient to report it to us by email and then possibly follow up with the theft report once you are back home. If you claim costs for the return/continuation journey, you must prove the incurred costs to us by means of an invoice or other receipts so that we can reimburse you.

In the Event of a Claim

Karl Fahrradversicherung