The damages we've analyzed show clear differences between E-Bikes and regular bicycles. In cities, fewer E-Bikes are sold proportionally because they are heavier and not as easy to bring into an apartment. As a result, statistically, more regular bicycles are still stolen than E-Bikes. Fewer thefts mean fewer total losses for the insurance, and therefore we can offer a lower premium for E-Bikes. When creating your insurance policy, you can choose whether you want to insure a bicycle or an E-Bike.