We use cookies 🍪 to keep things running smoothly (like logging in). If you’re cool with it, we’d love to use analytics cookies too—they help us make your experience even better. Totally fine if you’d rather not!

Have you read our homepage? Checked out the reviews on Google? Was Karl recommended by your trusted bike dealer and are two of your friends already on board? Too good to be true? What's the catch? Who are they anyway?

Got questions? Karl's got the answers.

Karl, what’s that?

Signing Up

The Insurance

Your Responsibilities

In the event of a claim

Karl Fahrradversicherung