1. Fill out the info sheet
Enter the purchase date, brand, model, frame number, and market value, then confirm the condition. Do it yourself. Or have your bike checked and countersigned at a Karl partner shop.
Your used bike deserves the same protection as a new one.
- Condition & purchase price matter
- Done in minutes
- Partner-verified
With Karl, you can cover it online in just a few steps. Condition and purchase price matter, not age.
In a nutshell
Yes, your used bike can be insured.
Insuring a used bike is no more complicated than insuring a new one. All you need is the frame number, a quick confirmation of its condition, and its current value. You can handle the rest online, in just a few minutes.
Requirements
What we need to know about your bike.
Frame Number
Your bike's ID card. Usually found on the frame, often on the bottom bracket. Or on your purchase receipt.
Confirm Condition
You confirm on the info sheet that your bike is in perfect condition and when it was last serviced.
Current Value
Enter your bike's market value. Still have the purchase receipt? Just upload it along with your details.
Notice
No receipt anymore or unsure about the condition? Have your bike checked at a Karl partner shop. Or write to us: hallo@karlbikes.com. Find a partner shop
How it works
Insured in just a few clicks.
2. Get insured online
Complete your insurance online and upload the filled-out info sheet, along with your purchase receipt if you have one. Done.
Why insure
Used still means valuable.
A good used bike can easily be worth a few thousand euros. And just as easily be gone. Theft, accidents, or vandalism can happen to any bike, new or used. Karl covers the damage so you can simply keep riding.
What's included in your coverage
- Theft of the entire bicycle
- Parts theft (wheels, saddle, battery)
- Accident damage and vandalism
- Fire, water, storm
- Mobility guarantee in case of breakdown
- Worldwide coverage
Still looking
Find a used bike.
Karl Partner Shops
Dealers and workshops near you that can also inspect your bike.
Find a partner
Buying guide
Where to look, what to check, which frame size: our comprehensive used bike guide.
To the Guide
Bikeflip
Refurbished E-Bikes with warranty.
bikeflip.com
Willhaben
Austria's largest marketplace for used bikes.
willhaben.at
Ready?
Ready to insure your used bike?
Done online in just a few minutes. Your bike is protected.
