Who is behind Karl?

Everything that makes Karl—helpfulness, friendliness, and even its appearance—is thanks to Engimono GmbH. Engimono GmbH develops and markets focused insurance solutions in various fields. To ensure reliability and security, Helvetia Global Solutions Ltd, one of the most respected and solid insurers, is the risk carrier behind Karl.

Your insurance policy is with Helvetia, not us, and Helvetia will be around for decades... just in case you’re worried about whether we as a startup will still be here in three, five, or ten years.

Regarding the offered bicycle insurance, Engimono GmbH acts as an insurance agent in the name of and on behalf of Helvetia Global Solutions Ltd (Liechtenstein) and is authorized to offer and conclude the insurance product.