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Bought used, fully covered. Karl takes care of the rest.
Your bike from bikeflip, protected against theft, damage and more — for the full purchase price. From €10.00 per month, set up online in 2 minutes.
per month
€0.00 billed yearly
Coverage
What Karl covers.
- Basic
- Comfort
- Premium
- Plus
- Complete
- Core
Karl.
One plan. Everything included.
- Worldwide ProtectionInsured, no matter where you ride your bike.
- Theft, Damage, and MoreTheft, vandalism, accidents, fire, water, natural hazards – covered.
- No DeductibleYou pay nothing extra in case of a claim.
- Your Bike, Your DealerIn case of total loss, you get the same or a comparable bike from where you bought it.
- Taxi homeIf you can't ride on, we cover the trip.
- Replacement bike on breakdownWe pay for a rental bike for up to 14 days.
- Cancel AnytimeNo reason needed, via email.
- Clear TermsOur contract is written so you understand it.
- Monthly or YearlySave yearly, stay flexible monthly.
😉 If you want to know everything about Karl,
you can read our insurance terms .
Customers about Karl
Get to know us.
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Highlights reflect emphasis in the original.
Common questions
Everything you need to know about insuring your bikeflip bike.
Can I insure my second-hand bike from bikeflip with Karl?
Yes. Karl insures used bikes too — what counts is the purchase price, not the age. We accept your bikeflip receipt as proof of value, no original receipt needed.
Which value counts — the new price or what you paid on bikeflip?
You're insured for the price you actually paid. In the event of damage or theft, you get back the full amount you paid on bikeflip — no deductions for age or wear.
When does coverage start?
The moment you sign up. You can insure your bike right after pickup and start riding — no waiting period, no grace period.
What's covered?
Theft (including at home), damage from falls or vandalism, repair costs and the battery on e-bikes — all with no deductible. Exactly the same protection as for a new bike.
Do I need proof of frame number or lock?
Your frame number is on your bikeflip receipt — that's all we need. For the lock we recommend a high-quality model; the exact requirements are in our insurance terms.
Can I cancel Karl at any time?
Yes. Cancel any time — no minimum term, no fine print. A short email is all it takes.
