We use cookies 🍪 to keep things running smoothly (like logging in). If you’re cool with it, we’d love to use analytics cookies too—they help us make your experience even better. Totally fine if you’d rather not!

A workshop partner inspects a cyclist's used bicycle and confirms it with a checkmark

Your used bike deserves the same protection as a new one.

  • Condition & purchase price matter
  • Done in minutes
  • Partner-verified

With Karl, you can cover it online in just a few steps. Condition and purchase price matter, not age.

Find a used bike

In a nutshell

Yes, your used bike can be insured.

Insuring a used bike is no more complicated than insuring a new one. All you need is the frame number, a quick confirmation of its condition, and its current value. You can handle the rest online, in just a few minutes.


Requirements

What we need to know about your bike.

  • Frame Number

    Your bike's ID card. Usually found on the frame, often on the bottom bracket. Or on your purchase receipt.

  • Confirm Condition

    You confirm on the info sheet that your bike is in perfect condition and when it was last serviced.

  • Current Value

    Enter your bike's market value. Still have the purchase receipt? Just upload it along with your details.

Notice

No receipt anymore or unsure about the condition? Have your bike checked at a Karl partner shop. Or write to us: hallo@karlbikes.com. Find a partner shop

How it works

Insured in just a few clicks.

  1. 1. Fill out the info sheet

    Enter the purchase date, brand, model, frame number, and market value, then confirm the condition. Do it yourself. Or have your bike checked and countersigned at a Karl partner shop.

  2. 2. Get insured online

    Complete your insurance online and upload the filled-out info sheet, along with your purchase receipt if you have one. Done.


Why insure

Used still means valuable.

A good used bike can easily be worth a few thousand euros. And just as easily be gone. Theft, accidents, or vandalism can happen to any bike, new or used. Karl covers the damage so you can simply keep riding.

What's included in your coverage

  • Theft of the entire bicycle
  • Parts theft (wheels, saddle, battery)
  • Accident damage and vandalism
  • Fire, water, storm
  • Mobility guarantee in case of breakdown
  • Worldwide coverage


Ready?

Ready to insure your used bike?

Done online in just a few minutes. Your bike is protected.

Karl Fahrradversicherung