Dein neues Rad verdient den besten Schutz.
Bernhard Kohl und Karl — gemeinsam sorgen wir dafür, dass du nach einem Schaden oder Diebstahl so schnell wie möglich wieder im Sattel sitzt. Mit einem neuen Rad direkt von deinem Händler.
— ab nur 10,00 € im Monat
×
So funktioniert's
Im Schadensfall kümmern wir uns. Du holst dein Rad ab.
- 1
Schaden melden
Melde deinen Schaden oder Diebstahl einfach online bei Karl — in wenigen Minuten erledigt.
- 2
Karl übernimmt
Wir prüfen deinen Fall und informieren Bernhard Kohl direkt. Du musst dich um nichts kümmern.
- 3
Neues Rad abholen
Hol dir dein neues Rad direkt bei Bernhard Kohl ab — dein Händler kennt deinen Fall bereits.
Schaden melden
Melde deinen Schaden oder Diebstahl einfach online bei Karl — in wenigen Minuten erledigt.
Karl übernimmt
Wir prüfen deinen Fall und informieren Bernhard Kohl direkt. Du musst dich um nichts kümmern.
Neues Rad abholen
Hol dir dein neues Rad direkt bei Bernhard Kohl ab — dein Händler kennt deinen Fall bereits.
Dank der schnellen Kommunikation von Karl, wissen wir meist bereits über deinen Schadensfall Bescheid, bevor du unser Geschäft betrittst. So geht Top-Service für alle Beteiligten.
What Karl costs
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per month
€138.00 billed yearly
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Coverage
What Karl covers.
- Basic
- Comfort
- Premium
- Plus
- Complete
- Core
Karl.
One plan. Everything included.
- Worldwide ProtectionInsured, no matter where you ride your bike.
- Theft, Damage, and MoreTheft, vandalism, accidents, fire, water, natural hazards – covered.
- No DeductibleYou pay nothing extra in case of a claim.
- Your Bike, Your DealerIn case of total loss, you get the same or a comparable bike from where you bought it.
- Taxi homeIf you can't ride on, we cover the trip.
- Replacement bike on breakdownWe pay for a rental bike for up to 14 days.
- Cancel AnytimeNo reason needed, via email.
- Clear TermsOur contract is written so you understand it.
- Monthly or YearlySave yearly, stay flexible monthly.
😉 If you want to know everything about Karl,
you can read our insurance terms .
Customers about Karl
Get to know us.
Find more reviews on our Google Business Page
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How Karl ticks
Honest and helpful like you!
If your bike gets stolen outside the café or you damage it during training, insurance can either make the hassle of bureaucracy and slow claim handling even worse or stand by your side and try to at least compensate for the loss financially.
Insurance should be a fair partnership between you as the customer and the insurance company, protecting you from financial losses and risks. We want our products to help insurance be seen again as what it originally was: help when things aren't going so well.
Frequently Asked Questions
These are the most common questions.
Do I always have to lock my bike?
Whether in the basement, park, café, or at the bike rack – your bike must be secured with a lock and, if possible, attached to a fixed object.How can I report a claim?
You can do this easily by logging into our website log in and then clicking on Report a Claim.
Can I insure my used bike too?
Yes. As long as the bike is in good condition.
What kind of lock do I need for my bike?
Your bike must be locked with a suitable lock and attached to a fixed, immovable object. The lock's minimum purchase price depends on the bike's value: €29 (up to €500), €45 (up to €2,500), or €69 (above €2,500). Simple cable or spiral locks don't qualify — even if they meet these prices.
Find more questions and our answers on the
FAQ page.
What's next?
Insure now and enjoy freedom.
We'd love to have you on board. If you have any questions, just write to us at hallo@karlbikes.com. Ready to get started? hallo@karlbikes.com