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Is my bike insured while traveling?

Yes. Your bike or E-Bike is insured with Karl worldwide, on long trips and weekend getaways too. You should be able to ride without worrying about what happens if…

If you can't ride on during a trip after an insured damage, we pay for a rental bike or E-Bike so you can continue your trip or get back home or to where you started: for up to 14 days, at most €25 a day and 10 % of the sum insured in total, against proof of the costs.

What matters if something happens: report every claim to us immediately, no later than 72 hours after you become aware of it. For a theft we need a police report, such as a report confirmation. If getting one abroad isn't possible or doesn't make sense, tell us in your claim report, by form or email, and send the police report once you're back home. We reimburse public transport or a taxi home or onward up to 10 % of the sum insured, against invoices or other receipts.

The exact wording is in our insurance terms.

The Insurance

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