Which bike lock is sufficient?
It comes down to the lock's purchase price. Depending on your bike's value, it must be at least:
- up to €500 bike value: €29
- up to €2,500 bike value: €45
- above €2,500 bike value: €69
Simple cable or spiral locks don't count, even if they cost that much. Also look for sturdiness: a good lock can't be cut with simple tools like pliers or wire cutters, only with heavy tools like a bolt cutter or an angle grinder. Sturdy U-locks, folding locks or solid chain locks usually manage that.
The manufacturer's recommended retail price (RRP) also counts as the purchase price, so a lock you got on sale is fine.
Your bike must also always be locked to a fixed object, see "How do I lock my bike correctly?". We also recommend a second lock of a different type for extra theft protection.
Our lock guide shows you which lock suits your bike, with a lock finder and tested models.
The exact wording is in our insurance terms.