What is included in my Karl policy?

Karl insures your bicycle, E-Bike, and all fixed parts (saddle, handlebars, special wheels, hubs, forks, even the trip computer) along with the lock, provided you upload the invoices and consider the value in the specified insurance sum. The insurance covers all risks. Even damages you cause yourself (like a fall) are insured; additionally, of course, damages due to fire, water, storm, theft, and so on.